Better Living for the Ageless Generation
It is stressful to wait on the client’s payment. However, this is something that you cannot practice every month. Hence, you need to strike the right balance and approach your clients tactfully to receive payments on time.
But at the same time, you don’t want to pressurize too much and simply allow your client to walk away without paying the sum.
So, what’s that you can do?
[Read more…]By Steven J. Weil, Ph.D., EA
One thing is certain: the longer you wait to start planning for retirement, the harder it will be to accumulate the funds you need. While how much you put away and what kind of plan you choose are both important, the most important thing is to start early. Here are some points to ponder about how the changes in tax deductions can affect deductions on charitable contributions and on estate and gift taxes.
The “Tax Cuts and Jobs Act” signed into law on December 22, 2017 increased the limitation on deductions to public charities from 50% to 60% of adjusted gross income (AGI), beginning January 1, 2018. However, you must itemize to receive any benefit from charitable deductions. As a result of the increase in the standard deduction and the decrease in deductions for taxes and mortgage interest along with the complete removal of miscellaneous itemized deductions, it is now harder for taxpayers to itemize.
[Read more…]By Lindsay Leonard
Perhaps you’re astute enough to recognize the term “Private Professional Fiduciary” and already know that this is a wise alternative solution to naming family members as successor trustees in estate planning for a variety of smart reasons. Because those we love are often busy with their own lives, sometimes living far from where we are and can occasionally be in conflict with one another, using a trustworthy Private Professional Fiduciary can simplify our planning and put our concerns to rest.
But were you also aware that Private Professional Fiduciaries offer a host of additional services that may assist in myriad other ways to alleviate concerns and lift burdens long before trust administration matters are at the forefront?
When health and aging issues create circumstances that make dealing with finances, living conditions and limitations on independence more difficult, it may be time to seek the assistance of a Private Professional Fiduciary who can help shoulder responsibilities, sort through and prioritize issues and help with decision making.
[Read more…]If you are the one do not want to face any exams due to any situation then you can get no exam life insurance policy. There are several reasons due to which you become unable to face the exams just for getting life insurance.
There are several insurance policies which do not require any sort of exam to get accessible. Browse a bit to check out guaranteed no exam life insurance policies.
Today in this article, we will let you know six major reasons to consider getting no exam life insurance policy.
Photo by Owen CL on Unsplash
Even veterans of residential property investment often feel out of their league when delving into the commercial real estate realm. The benefits and challenges are entirely different to those posed in the housing scene, and even the most seasoned investor can feel like they’re playing a whole different ball game if they’ve never dealt with this type of investment before.
The upside to this is that it levels the playing field, allowing those looking to start their portfolio to get established just as quickly as those looking to expand. The downside is that there are far fewer people to turn to for assistance. Luckily, there are still some resources available, and if you know where to look, what to do, and perhaps most importantly, what not to do, you can get an edge on the competition.
[Read more…]
Photo by Thiago Cerqueira on Unsplash
Whether you live on your own, with a pet or with a big family, creating a budget and sticking to it is an important foundation for maintaining a happier and healthier lifestyle. Many people fall into believing that financial stability is a constant struggle but really, it’s simply a matter of practicing some good habits and avoiding the slippery slopes of frivolous spending and debt. Here are five steps to get you started on a stronger budget:
This applies to personal loans, car loans and even your mortgage. Many big banks, creditors and lenders will offer you more money than you actually need as a sweetener, only to trap you into expensive repayments and high-interest rates. If you are facing financial difficulty and cannot loan money from a relative or friend, opt for quick cash loans from not-for-profit lenders. They cap their loan amounts, have much smaller fees and may even provide additional financial help services should you need assistance.
[Read more…]If you are reading this article at the moment, then the chances are that you are thinking of buying life insurance which is one great step that you are taking. Because believe it or not, it’s imperative for every single individual to get his life insured mainly due to the fact that everyone has to die someday and life is quite inevitable, accidents are inevitable, so yes, a little security for the family we love is important.
You see, if you are about to buy life insurance then know that you are going to make one of the most important financial decisions of your life. On top of it, a life insurance plan comes with at least a duration of 10 years which means that you cannot break the deal before that time. Long story short, it’s going to be a big part of your life once you get yourself insured so make sure to do some extensive research before opting for an insurance plan or an insurance company.
To help you a bit with all of this process, we are going to recommend you a website that can do wonders to you when it comes to finding the right life insurance plan. At this moment that website, we are referring you to none other than iSelect, you can easily check the iSelect life insurance quotes and then pick any one of them right away. This website can come in handy to you in getting your life insured, and we assure you that you will be impressed with what it has to offer.
[Read more…]