The Best States To Retire to for Warm Weather and Low Taxes

Updated on December 17, 2024
An older man and woman in denim are seen from behind as they hike through a beautiful scrubby landscape.

When you think about retirement, you probably don’t picture yourself shoveling snow. When picking a state to enjoy your golden years, winnow out ones that are too frigid or taxing (in more ways than one). Here are a few of the best states to retire to for warm weather and low taxes. Consider their blend of warm sunshine and opportunities to save your cash.

Florida

The Sunshine State continues to attract visitors and retirees alike with its endlessly warm weather, lovely beaches, golfing opportunities, and no state income tax. With numerous retirement communities and other places to live and stay, Florida is almost entirely attuned to the needs of its elderly population. And if you’re a lifelong Disney fan, Disney World is always within reach. Choose Florida for plenty of relaxation, excitement, and adventure.

Arizona

Arizona, known for its deserts, gorgeous sunsets, and breathtaking landscapes, offers plenty of sun as well as a dry climate that’s excellent for those with respiratory conditions. Low property taxes ensure your savings go toward making your retirement fun and comfortable. And Arizona isn’t just an endless desert. Have your pick of several urban and cultural centers like Scottsdale, Tucson, and others. If you’re the outdoorsy type, get your fill of hiking, camping, golfing, and other sporty activities.

New Mexico

Arizona’s neighbor, New Mexico, offers its own blend of affordable living, engrossing culture, outdoor fun, and, of course, that lovely warm New Mexican sun. Once again, lower property taxes put less of a strain on your bank account, leaving you with more cash to celebrate New Mexico’s heritage, history, art scene, national parks, exploration activities, and more. And that’s just a few of the reasons why New Mexico is becoming a great retirement destination.

South Carolina

Looking for warmth, low taxes, and southern charm? South Carolina offers all three. If the desert doesn’t suit you, check out the lush foliage and exceedingly mild winters of the Palmetto State. South Carolina offers exemptions on Social Security benefits and deductions on other retirement income, so you can spend more on visiting its lovely coastline, historical towns, national parks, and endless outdoor activities. Stretch your retirement dollars as you kick back and relax in South Carolina.

Those are just a handful of the best states to retire to for warm weather and low taxes. Consider your priorities and lifestyle preferences. You might just find a new home in one of the above states!

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