How to Use Your Mac Computer for Ultimate Financial Organization

Updated on April 8, 2020

Thanks to today’s digital world, there are apps and finance software that can help you manage your finances efficiently.

These apps and software solutions are available on your Mac computer and will help you with every aspect of financial organization. In the end, you’ll meet your long term financial goals.  

There are tools and software that can help you in budgeting, investment, expense tracking, and more. When choosing an app, you should also consider your budget and personal finances so that you can have the right tool on your Mac computer to help you organize your finances.

Here are a few.

You Need a Budget (YNAB)

This is an excellent tool for Mac computer users who want to improve on how they handle their finances. The tool is based on four simple rules:

  1. Saving for the future
  2. Making your money work for you
  3. Allowing you to have a safety cushion
  4. Being flexible

Though not a free tool, YNAB offers a 34-day free trial period, and after that, you can buy it for around $84 annually. 

With this tool, you will need to set a budgeting goal and fund it by linking it to your account. You can also create other categories like groceries, dining out, entertainment, and more, and allocate some amount of money to each to avoid overspending.


At only $49.99 from the Mac App Store, Moneydance will allow you to pay all your bills online and also manage your accounts. This App will help you budget, invest, learn a lot about investments, set reminders, and more.

You can also access this App from your iPhone and continue with your financial organization even while on the go. Though a bit pricey, Moneydance is worth it because it is easy to use. 

For a start, you can sign up for the free trial, which will give you the full Moneydance experience but is limited to only 100 manually keyed-in transactions. 

When using financial organization tools on your Mac, you should ensure that you have enough RAM or consider resetting NVRAM to help ensure that your Mac works well.


Say goodbye to login into your credit card and banking account websites with this app.

Koku stores all of your information in one place. The app allows you to create tags that you can assign to each transaction, and it is available from the Mac App Store at $29.99.

Koku also comes with several filtering options. For example, you can do some research on a particular purchase based on a specific spending category or purchase amount. The app also has a free brief trial period that you can consider using to see if it is the right option for you.


This is one of the common tools that you can use right from your Mac computer to manage your finances. The app has some of the best features, like the three-dimensional graphs and charts that will allow you to view and analyze your finances easily.

You can also choose to break down how you spend your money into appropriate categories like insurance, groceries, and rent. 

If you are already using another financial management software, you can easily switch to iFinance. This app costs $29.99 and is also available on the Mac App Store.


If you are looking for an app that can help you monitor your banking and credit card accounts right from your Mac computer, then you can consider getting this tool at only $59.99 from the App Store. 

This app also incorporates the envelope budgeting method that will allow you to create various budgeting categories.

iBank has a camera integration feature that you can use to take a photo of a receipt and attach it to your financial record. This way you will have the receipt right on your Mac, and the receipt will also be easy to retrieve when you need it. This app has a 30-day trial period. 


This is the most established finance software in the market because it has been around for a very long time. Buy Quicken for only $34 and use it to create a budget, track your debts, save, and get some coaching on investment.

The software has an advanced bill payment feature, which will allow you to set up payments right from your Mac. You can use it to manage both your business and personal expenses.


This is a free budgeting software that uses your Mac’s system, and it has also been translated into several languages.

The app can encrypt your financial data with a password, and it is very easy to use; therefore, no financial background is needed.

Some of the features available include personal finance reports, tracking accounts, free plugins, and more.

AceMoney Lite

Track your finances in several currencies, monitor your investments, analyze your spending habits, and manage your budget with this app. You can also use it to do some online banking.

The lite version is limited to only two accounts, but you can also get the full version that supports unlimited accounts. This app is available for free.


Compatible with Mac OSX, this is a software that will allow you to track your expenses. It has several features that include tracking stocks, bank accounts, expenses, and income. The software uses double-entry accounting and you can also use it to run some reports to view your data.

This software is also free and offers some accounting tools for small businesses that will allow them to manage vendors and customers, payroll, bill payment, invoicing, and more.

Get These Tool for Easier Financial Organization

If you are looking for a tool that will help with your financial organization from your Mac computer, then these are some of the apps and software that you can consider getting. Get an app that will help improve your financial situation.

Want to read more? Explore our website further. 


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